Group Health Coverage for businesses with 10-99 employees:

AmeriShare...

...the flexible self-funded health care plan for small employers from 10 through 99 employees. AmeriShare combines the self-funding of medical claim costs with the financial protection of Specific and Aggregate Excess-Loss coverage provided by Fidelity Security Life to give employers control of benefit plan dollars. A wide variety of underlying benefit plans may be selected and specific excess-loss deductibles from $2,000 to $100,000 (subject to state requirements) are available. Cash flow is protected through the use of monthly Aggregate Accommodation features.

AmeriShare plan costs and projected claim funding amounts are developed by using manual factors modified by geographic area, group demographics and plan design elements like annual deductibles and coinsurance limits. Each group enrollee is underwritten using a short medical questionnaire and telephone interviews by ATA home office underwriters.

ATA emphasizes cost savings through its AmeriLink managed care networks, an extensive list of preferred physician and hospital providers in both national and regional markets.

Excess loss coverage issued with AmeriShare is insured by FSL in Kansas City, MO. ATA is acting solely as the agent of FSL in regard to the administration of the Excess Loss coverage. In all other regards, ATA acts on its own or on the behalf of the employer adopting an AmeriShare plan. Click here for Insurance Company and Agency Information.

AmeriShare...

Flexible health benefit plans for small employers

ATA Rx Prescription card services

Additional savings potential of self-funding

Financial protection through excess loss coverage for employers

Over 30 years of ATA experience